Derry property guide
Derry vs Belfast house prices: what the latest local data shows
A careful comparison of Derry and Belfast house prices using the latest provisional local authority figures and the limits of area averages.
The latest headline comparison
The provisional January to March 2026 UK House Price Index figures put the average house price at £185,000 for Derry City and Strabane and £181,000 for Belfast. The same release shows annual growth of 10.2% for Derry City and Strabane and 6.5% for Belfast.
Those figures are useful, but they do not mean every Derry home is more expensive than every Belfast home. They are local authority averages covering different places and different mixes of property. Northern Ireland figures are quarterly, provisional and subject to revision.
Why the average does not answer your question
Derry City and Strabane includes Derry, Strabane and surrounding communities, while Belfast is its own local authority area. Each contains different streets, property types, new-build supply, apartments, family homes and rural or urban edges. A detached home, terrace, apartment and semi-detached home should not be placed in one comparison bucket.
The right comparison depends on what you are trying to decide. A buyer may be comparing monthly costs, commute and available homes. A seller may be asking how their property sits against local competition. A homeowner may simply want a private guide before speaking to an agent.
Use the figures as context, not a valuation
For a Derry property, start with the Derry City and Strabane anchor, then narrow by postcode, property type and condition. For a Belfast property, use the Belfast figure in the same way. Do not apply the Derry average to a Belfast address or the Belfast average to a Derry address and call the result precise.
Official HPI data is strongest for market direction. A property-specific estimate and local professional advice add the details that an area average cannot see, including presentation, parking, extensions, access and buyer demand.
The practical next step
If you are checking a Derry home, enter the postcode, house number and property type to get a guide range. Read the confidence label and source explanation, then decide whether you need an agent valuation or simply a clearer baseline for your plans.
House Price Derry provides a guide estimate only. It is not a RICS valuation, mortgage valuation, tax valuation, legal valuation, survey, insurance assessment, or promise of a sale price.